As we are all consumers it stands to reason that each of us can learn more about those companies, banks and lenders operate so that we can keep more of our hard earned money. I can teach you.

(915) 666-3328


The time has come for all of us to take responsibility for our own finances, and start recognizing that banks and lending institutions are not our friends. The main focus of all banks is to service your debt, and make money with your money. Why can’t we “bank like a bank?”


What if we could turn around those fears of living in debt and…


  • Not live paycheck to paycheck plus have at least 6 months of emergency funds available for a rainy day?
  • Have all of your debts eliminated without making any changes to your current financial situation?
  • Have the freedom to work when you want and do something you love to do?
  • Actually see the fruits of your labor in real-time wealth building?
  • Create a plan for future financial independence and wealth for your immediate family?
  • Make a significant shift in awareness that your financial predicament will change for the betterment of yourself and your family?

Why Do I Need This Service?

What Our Financial Method is:

  • This IS Proven to quickly eliminate debt.
  • This IS Proven to build wealth.
  • This IS Proven to work with or without good credit, AND may even improve your credit.

What this Financial Method IS NOT:

  • A Bi-weekly Payment Program or Refinance.
  • An Increase to your current monthly budget.
  • A mortgage modification, alteration or any other change to your current mortgage.

Let's Get Started

Start your path to financial freedom today! Use the button below to schedule your initial appointment and consultation.


What is the Money Max Account?

It is an online, personal comprehensive financial management tool. It pulls all of your financial accounts into one central location and uses advanced financial strategies to create the most effective, tailor-fitted strategy to help you achieve your goals of freedom from debt.

Is there anything you could compare The Money Max software to?

Many people have compared the Money Max Account to a GPS device in your car or on your phone. A GPS calculates where you are and then plots out the fastest, most efficient route to your destination. If the GPS doesn’t understand where you are, it can’t give you instructions on how to get to your destination. Therefore, the instructions the GPS gives you must be specific to you; they must be personalized. In order to be effective, the GPS must also be dynamic, meaning it has to adjust to changes that might happen. Say you veer off course… the GPS will immediately recalculate and make immediate changes to get you back on course… it will give you new instructions on how to get to your ultimate destination. With the Money Max Account, you are always in control of your money.

Is it true that there are other debt elimination plans out there that are cheaper than The Money Max Account Program, but they also don't do what The Money Max Account Program does?

Not by a long shot. Apples and oranges, folks. It’s like wondering why a car costs more than a bike; they’re not the same thing, and the bike can’t do what a car can do. In fact, some programs that people mistakenly think are similar to The Money Max Account Program aren’t even about debt elimination. A certain green-colored-leaf company, for example, while great at what it does (budgeting), is not built to tell you how to best get out of debt and save the most interest; that’s not its purpose. Strategic debt elimination is the purpose of The Money Max Account Program.

I heard you guys won an award from Ernst & Young. What's that all about?

Ernst & Young (currently known simply as “EY”) is a prestigious multinational professional financial services firm headquartered in London, United Kingdom and has been referred to as one of the “Big Four” audit firms. In 2008, after weeks of reviewing our company and product, they awarded the creators of this revolutionary financial system the Ernst & Young Entrepreneur of the Year Award in the financial services category in the Utah region. Other recipients of the Ernst & Young Entrepreneur of the Year Award include Microsoft, Apple, eBay, Starbucks,, 1-800 Contacts, Inc., Skullcandy, Intermountain Health Care, Franklin Covey, and, so we’d say we’re in pretty good company. Also, our program was given the Editor’s Choice award from Personal Real Estate Investor magazine in 2014.

Does signing up for the Money Max Account Program guarantee that I will pay off my debts?

Just like employing a personal trainer does not guarantee you’ll get fit, simply signing up for The Money Max Account Program does not guarantee that you will pay off your debts. We provide training and support for our clients (akin to a personal trainer that gives you instruction and training), but it’s up to the client to take full advantage of the program. If you’re paying a personal trainer to give you instructions, hopefully you would follow their instructions, right?

About Dr. Heeb

Learn more about me and how I can help you be financially free and increase your wealth.

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(915) 666-3328